Kuya Jay's Financial Roadmap

Do you feel lost when it comes to managing your finances?

Are you worried about the future, unsure how to save for unpredictable events or plan for the predictable ones?

Many of us face these challenges, especially living far from home.

Imagine facing a sudden job loss or a medical emergency without any savings.

Or, think about reaching retirement age without enough money to enjoy your golden years.

Without a clear plan, these scenarios can turn into harsh realities, leaving you and your loved ones in a tough spot. The stress of not being prepared for life's predictable expenses, like rent renewal or your child's education, can add to the burden, making it hard to enjoy life today.

You're not alone.

Eight years ago, I stood exactly where you are today – confused, overwhelmed, and making one financial mistake after another. I was a ship lost at sea in the vast ocean of investment options, debt management, and savings strategies. Every decision felt like a gamble, and more often than not, I ended up back at square one.

I wasn't just losing money.

I was also losing hope.

But then, everything changed.

I discovered a method & developed a tool that turned my financial chaos into a clear, navigable road map.

This wasn't about quick fixes or overnight success.

It was about understanding the core principles of financial wellbeing and applying them with discipline and purpose.

Through years of refinement, this system has evolved into the Financial Road Map tool, a way for those seeking clarity in their financial journey. And I've dedicated my life to sharing this knowledge, guiding not just Filipinos and but other expats too, towards a future of financial freedom and security.

INTRODUCING...

Kuya Jay's Financial Road Map: The only tool you need to help you with your finances!

What Exactly is Kuya Jay's "Financial Road Map"?

• Not just any Excel sheet, but your personalized finance navigator. This sophisticated tool is a carefully crafted network of interconnected sheets, designed to demystify your financial journey.
• With the power of time value for money calculations at your fingertips, it enables you to precisely determine what it takes to achieve your financial dreams.
• Tailored to simplify complex financial planning, our tool guides you step by step, making the path to your goals clear and achievable.

What To Expect

Gain Clarity

Unravel the complexities of your finances, setting the stage for a clear and confident journey towards financial independence.

Simplify Your Finances

Our tool is designed to guide you through the hierarchy of financial needs, from preparing for unpredictable events to planning for the future. It's straightforward, practical, and tailored to the unique challenges faced by every UAE expat.

Make Informed Decisions

Through a series of easy-to-follow videos, you'll learn how to use the tool effectively, master the art of smart, personalized financial planning, and craft a roadmap that aligns seamlessly with your goals and lifestyle.

About Kuya Jay

I'm Jay Adrian Tolentino, but you can simply call me "Kuya Jay."I'm a Certified Financial Education Instructor and Financial Coach based in the UAE.My mission is to empower Overseas Filipinos by teaching them how to save, budget, invest, and live life on their own terms through Financial Education and Coaching.

My journey to financial expertise was paved with challenges, including falling victim to scams, purchasing unnecessary and expensive financial products, losing money due to improper investment strategies, and accumulating debt during my first year as an expat.

My commitment to Financial Literacy has established me as a trusted authority on money matters. I've had the privilege of sharing my insights with various organizations, companies, and universities.

In addition to individual coaching, I conduct financial wellness programs for multinational companies in the UAE, helping employees navigate their financial journeys with confidence.

In 2020, I was honored to speak at the Philippine Congress about a national issue affecting the financial well-being of Filipinos living abroad. Currently, I host the Pera & Purpose Podcast, where I teach people how to use money as a tool to lead a meaningful life.

CERTIFICATIONS

• National Financial Educators Council - Certified Financial Education Instructor℠
• Chartered Insurance Institute (CII) - Award in Financial Planning
• Chartered Insurance Institute (CII) - Award in Investment Planning
• Registered Financial Planner (RFP)
• Associate Financial Planner (AFP)

What People Are Saying

"Jay was so focused and dedicated on adding value to others first and this was the very reason why my husband and I highly recommend Jay to anyone who wanted to be more smart and strategic about their finances, which I believe is very important! May God bless you for helping more people to be knowledgeable and smart about money. You are a legend!" - Rein Uding, UAE

"Attending Kuya Jay's workshop was truly enlightening. His insights on personal finance, coupled with updates and practical know-how, provide a refreshing and inspiring perspective. Kudos to Kuya Jay for simplifying the complex world of money with clarity and purpose." - Mitzi Yaneza, UAE

"I had a lot of lightbulb moments that made me commit to a better personal financial approach this 2024. Jay has this amazing touch with his realistic and practical approaches making it easy for us audience to better our lives. Will definitely remember this session and thank Jay 10 years from now." - Ralph Ricablanca, UAE

"I had the pleasure of meeting Jay and hearing his story and how he helps people with financial advice. This is not the usual experience that I ever had. Jay is very knowledgeable in his field and has a holistic approach to finance. It was an eye-opener for me to see the numbers that I was just visualising in my head. Seeing the real picture was mind-blowing of my finances. I was neglecting to dig deeper. Jay was so humble and approachable and he shared his wisdom with me. What I liked about is that he identified my purpose of money and success. He gave some valuable insights into my financial planning that I am truly grateful for." - Aiga Sutka, UAE

"Mr Jay Tolentino is well read. In the modern times everyone now needs to be financially literate and Mr Jay is your key person to trigger your thoughts and motivate you to act.You need to meet him and let him demonstrate how his financial planning works for you." - Dr. Reji Moideen